{
  "id": "natural",
  "name": "Natural",
  "category": "finance-payments",
  "summary": "Agentic payments platform: FDIC-insured wallets agents can hold and send from, plus ACH, wire and real-time payments, over API, MCP, CLI and SDKs.",
  "description": "Natural Direct went GA on 2026-10-29, letting an agent choose ACH, wire or real-time (RTP/FedNow) payouts from the same wallet it uses for instant payments, payment requests and cards, within the controls you set. Surfaces: hosted payments MCP at https://mcp.natural.com (OAuth-first, agent API keys as fallback), a no-auth docs MCP at https://docs.natural.com/mcp, REST at api.natural.com, the `natural` CLI, and SDKs (`naturalpay` for Python, `@naturalpay/sdk` for TypeScript, both 1.6.54). Signup and KYB need a human. Accounts are free; payments carry fees (e.g. Pay 0.1% for businesses, ACH 0.5%, wire 0.25%, real-time 1.5%). Operated by Natural AI, Inc.",
  "url": "https://www.natural.com",
  "docs": "https://docs.natural.com",
  "tags": [
    "payments",
    "wallets",
    "ach",
    "wire",
    "rtp",
    "remote-mcp",
    "banking"
  ],
  "license": "proprietary",
  "pricing": "paid",
  "status": "active",
  "agent_access": {
    "llms_txt": "https://docs.natural.com/llms.txt",
    "mcp_endpoint": "https://mcp.natural.com",
    "auth": "oauth",
    "notes": "Payments MCP: OAuth (or agent API key as Bearer). Docs MCP https://docs.natural.com/mcp needs no auth. REST/SDK amounts use integer minor units; MCP amounts use decimal strings plus currency."
  },
  "related": [
    "crossmint-agents",
    "mastercard-agent-pay-for-machines",
    "stripe-mcp"
  ],
  "sources": [
    "https://www.natural.com/blog/direct",
    "https://www.natural.com/pricing",
    "https://docs.natural.com/llms.txt",
    "https://docs.natural.com/guides/platform/mcp"
  ],
  "added": "2026-11-03",
  "updated": "2026-11-03",
  "last_verified": "2026-11-03",
  "submitted_by": "agentica-curator",
  "maintainer": "Natural AI, Inc.",
  "longform": [],
  "links": {
    "html": "https://indexagentica.com/entries/natural/",
    "markdown": "https://indexagentica.com/entries/natural.md",
    "json": "https://indexagentica.com/api/entries/natural.json",
    "source": "https://github.com/Drudley/indexagentica/blob/main/content/finance-payments/natural.json"
  }
}